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What is the Worth Listening Podcast?
In short, it’s a podcast about all things money! Our guests are millennials and professional athletes because what better way to learn than from peers in a similar situation.

Host Lauryn Williams, financial planner and Olympian leads in-depth conversations with guests, having them share what she calls their "money memoir" to offer insight into how money works in their sport or profession.

Learn more about Lauryn and Worth Listening at Worth-Winning.com

Jun 10, 2025

Is your relationship with money affecting your mental health? You’re not alone.  In this episode, Certified Financial Planners Lauryn Williams and Chloe Moore unpack how finances impact our mental wellbeing—and what we can do about it. It all starts with building healthy financial habits grounded in your personal “why” and goals that actually fit your life. 

Then they get into the numbers—breaking down the key financial metrics you should be tracking if you want to reduce stress and build long-term security. From net worth and debt to savings rate and housing costs, this episode helps you understand what to monitor, why it matters, and how to make meaningful progress. Whether you're in your peak earning years or just getting started, these habits can help you gain clarity, confidence, and peace of mind.

 

Key Takeaways

  • Why your financial “why” matters more than generic goals

  • Why tracking your net worth gives you a clearer picture than a budget alone

  • The truth about homeownership, net worth, and building real estate wealth

  • The savings rate to aim for (and how to work up to it)

  • Why you should plan for raises and bonuses before the money hits your account

  • How to align with your partner on household finances—even if you’re keeping things separate

  • The role of side hustles, promotions, and annual reviews in income growth

  • Insurance and estate planning basics you should be revisiting every year

  • What to look for when reviewing your tax return

Links & Resources Mentioned

Money Quote: 

“Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones.” — Benjamin Franklin

 

About Lauryn Williams

Lauryn Williams is a Certified Financial Planner, Olympian, and financial educator passionate about helping people take control of their finances. Lauryn also hosts the Welcome to Wealth Retreats, designed to help individuals create actionable financial plans while traveling and experiencing new cultures. Learn more about her speaking services and retreats [here].

 

Follow Us on Social Media

Connect with Lauryn on LinkedIn: linkedin.com/in/lauryn-williams